Student dependants

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Keeping your child covered

At the start of each academic year, we check if your child will be staying on your membership or taking another cover option.

You need to let us know which of the below applies to your child before 1 March. If we don't hear from you by this date, student dependants will be removed from your family membership.

1. Still studying – update student dependant registration

Your child can stay on your membership as a student dependant if they're under 32, a full-time student (trainee, apprentice, intern or cadet) and aren’t married or in a de-facto relationship.

What to do

Update their registration via Online Member Services before 1 March:

Log in to Online Member Services
Go to Membership > People covered
Select your child
Select Review cover options
Select Yes to student question
Complete and submit the Student Declaration form.

Don't have Online Member Services set up? You can update your child’s registration via this form.

2. Not studying – get Extended Family Cover

You may be able to keep your child on your cover as a dependent non-student through Extended Family Cover~ (if they’re under 32 and aren’t married or in a de-facto relationship).

Extended Family costs a little more, but it’s likely to be less than your dependant would pay for their own membership. And if you add more eligible dependants to your Extended Family Cover, your premium will remain the same.

What to do

Update their status via Online Member Services before 1 March:

Log in to Online Member Services
Go to Membership
Select People covered
Select your dependant
Select Review cover options
Select No to student question
Select Yes to Extended Family Cover question
Enter Cover start date
Select Request cover

Don't have Online Member Services set up? Call us on 1300 727 538 before 1 March to learn more about this option. If you already have Extended Family Cover, call us to let us know you’d like to keep your child on your cover as a dependent non-student.

Higher earners

Please note if your would-be dependant’s income is over the Medicare Levy Surcharge threshold, they may pay extra tax if they don’t have their own Hospital cover. So they may want to seek tax advice before you go any further.

See more about Extended Family Cover

^{~ Extended Family Cover isn't an option if you're on StarterPak (Basic Plus) or Emergency Ambulance cover.}

Student dependants

Keeping your child covered

1. Still studying – update student dependant registration

What to do

2. Not studying – get Extended Family Cover

What to do

Higher earners

We’re here to help