Why choose us?
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareExtra support in and out of the classroom
As the health fund for school staff and their families, supporting your health and wellbeing is what we’re here for.
Of course you get everything you’d expect from private health insurance – like being able to skip long public hospital waits, choose your doctor and get money back for things like dental, optical and physio, just to name a few.
But what makes us different is a little more understanding of what matters most to you.
Just some of the ways we go the extra mile for our members
As a not-for-profit fund, we give you better value by returning more premiums back to members (instead of payouts to shareholders)^
Our care goes beyond Hospital and Extras to support eligible members with things like mental wellness, having a baby, health conditions and potentially even gym memberships
We let adult kids stay on your cover longer by including eligible dependants on your family cover till they turn 32
We keep premiums as low as we can, including keeping our average annual premium increase for 2025 at 2.94% (below the industry average of 3.73%
We support the education community through scholarships, sponsorships, research and more
We’re Australia’s largest industry health fund, created by teachers over 70 years ago and now looking after over 400,000 people.
Our history and story over the decades, since 1954
From our early beginnings in 1954, we shine a light on the challenges and celebrate our many achievements over the decades. While a lot has changed since then, the core of who we are has stayed the same. We’re for people, not for profit, and as we look to the future, our members will always be at the heart of everything we do.
Winning hearts (and awards!)
Our members deserve the best, so it’s great to have won the Roy Morgan Customer Satisfaction Award for Major Private Health Insurer of the Year – Not for Profit or Restricted Fund 2022. Plus, five Mozo People's Choice Awards 2023.
Health and wellbeing support
We support eligible members with things like mental wellness, having a baby, health conditions and weight loss.
Extra good for your health
Our Healthy Lifestyle benefit chips in for gym membership and other programs to help improve health conditions.
^ On average, not-for-profit funds including Teachers Health have returned more of members’ premiums back in insurance benefits than for-profit funds. Source: https://membershealth.com.au/
ᶧ In 2022, we delivered one of the lowest average premium increases across the private health insurance industry (2.17% compared to the industry average of 2.70%). Source: Teachers Health Annual Report 2022
*As at 1/4/25 for Single, NSW, $500 excess, 24.288% rebate and no LHC loading. Price varies based on cover, state, Government rebate and LHC loading.
** As at 1/4/25 for Single, NSW, $500 excess, 24.288% rebate and no LHC loading. Price varies based on cover, state, Government rebate and LHC loading.