Hospital cover
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April
Change your cover or compareWhy get Hospital cover?
Hospital insurance gives you control over your care. As a private patient you can pick a specialist you like and trust, choose where you’re treated and avoid long public hospital wait lists.
With Teachers Health Hospital cover you may also be able to access a range of support services at no extra cost*. Like at-home nursing or rehab so you can get out of hospital sooner. Or mental wellness, parenting or weight loss programs. Or just honest, unbiased advice on navigating the healthcare system.
What’s right for you?
To get value, choose cover that reflects your life stage and health. That includes things you will (or might) need, without paying for services you probably won’t.
While product descriptions aren’t the most thrilling read, it’s essential to understand what your cover does and doesn’t include. You don’t want to be disappointed down the track and we don’t want you to either.
If you have any questions about Hospital cover, we’re here to answer them on 1300 727 538.
What do Gold, Silver and Basic mean?
The terms in brackets tell you which Hospital insurance tier the cover sits in. The tiers were introduced by the government to make it easier to compare cover. If we’ve added a ‘Plus’, the cover includes more than the minimum services that have to be in that tier – sometimes a lot more, so don’t be put off by the fact there are a few Basic Plus options.
*These services are brought to members through Teachers Healthcare Services (THS), an initiative of Teachers Health. THS supports our members’ health and wellbeing through quality, evidence-based health management programs and services. To be eligible for a THS program you need to have Teachers Health Hospital cover and have served any relevant waiting periods. Additional eligibility criteria may apply.