Effective 10 October 2025
Here we explain changes we’re making to how we pay claims for medications used for weight loss. You’ll find out what’s changing, how to claim and how much you can claim.
You’ll also see other ways your cover can help with weight management.
What’s changing?
Currently, Top Extras lets you claim more than the Pharmaceutical benefit (which is a maximum of $60) for certain high-cost medications.
From 10 October 2025, this ‘high-cost benefit’ will no longer be paid for medication used for weight loss (eg. Ozempic, Mounjaro and Wegovy). Instead, the $60 benefit will apply.
While we recognise this impacts the way you may manage the cost of these medications, it does enable you to claim your $800 annual limit throughout the year, instead of using it up in a few purchases.
What’s the high-cost benefit?
This is a higher payment than the $60 benefit for Pharmaceuticals. We pay it for medication that costs more than four times the Pharmaceutical Benefits Scheme (PBS) co-payment amount.
Can I claim for medications used for weight loss?
If you have Top Extras, you may be able to claim for prescribed medications that aren’t PBS subsidised. This includes those used for weight loss such as Ozempic, Mounjaro or Wegovy.
Can I claim for these medications if I use it to manage a health condition (such as diabetes)?
Medications that are prescribed (and approved) for treating conditions like diabetes are subsidised by the PBS, so you can’t claim for these using your Extras.
You can continue to claim under the Pharmaceutical benefit for eligible medication.
Which medications are included in this change?
The change applies to all non-PBS subsidised medicines that are used for weight loss. Some common examples include Ozempic, Wegovy and Mounjaro.
How do I claim?
You’ll need to provide an official receipt or pharmacy invoice. You can ask your pharmacist for one when you pick up your meds.
To claim, you can submit a photo or copy of your receipt via the My Teachers Health app or Online Member Services. Or complete a claim form and send it to us:
- By email: submitclaim@teachershealth.com.au
- By post: Teachers Health, GPO Box 9812, Sydney NSW 2001
How much can I claim?
For Pharmaceutical claims, we cover the cost of the medication – minus the relevant PBS co-payment - up to a maximum of $60 per purchase. You pay the balance of the cost (if any).
In this case, the PBS co-payment is $31.60, we pay a benefit of up to $60 and you pay the rest.
The yearly Pharmaceutical limit is $800.
Weight management programs*
The Healthy Lifestyle benefit can help with the cost of recognised programs including the CSIRO Total Wellbeing Diet and the National Healthy Eating Activity and Lifestyle (HEAL).
See moreGym membership & personal training
Use the Healthy Lifestyle benefit for F45, CrossFit, personal training, bootcamps, pool entry and aquarobics — plus online programs like MyTXO, 28 by Sam Woods and PD Warrior.
See morePsychologist & dietitian consultations
Use your Extras benefits to claim for psychologist and dietitian consultations — expert support for managing health conditions and improving mental and physical wellbeing.
See more* Excludes food and meal replacement products. Subject to recommendation of a medical practitioner that this is needed to prevent or improve a specific health condition.