HANDS UP WHO WANTS FLEXIBLE EXTRAS COVER?
Use your cover on the things you need the most like physio, remedial massage and psychology.
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Flexible Extras. More you.
One size doesn’t fit all when it comes to staying healthy. That’s why our Basic Extras cover lets you use more of your benefits on services that help you feel your best. Enjoy a flexible yearly limit on things like physio, remedial massage, and psychology, on top of additional limits for optical and dental. You even get a Healthy Lifestyle benefit to use on gym membership or personal training#.
Might need more? Add Hospital cover
What about bigger issues like if you tore a tendon or need your wisdom teeth surgically removed? Our Basic Hospital (Basic Plus) cover is a lower-cost option that lets you choose your doctor, be covered in a private hospital for a few services and in a public hospital for many more.
Getting Hospital cover when you're younger can help you avoid paying more for it later (as Lifetime Health Cover loading applies when you're over 31).
Joining is easy as...
1. Choosing the cover that's right for you. (As health cover can be hard, why not book a callback and we can talk you through it?)
2. Joining online or over the phone in as little as 7 minutes.
3. That's it! And if you switch from another fund, we'll even contact your old health fund for you.
Join by 31 January and skip the 2 & 6 month waits*
Join with Hospital & Extras or Extras-only cover and skip the usual 2 & 6 month waits on everyday Extras. That means you can claim on things like general dental, optical, chiro and physio right away!
Why Teachers Health?
We’re for the education community
As the health fund for school staff and their families, you’re at the heart of everything we do.
We’re for members, not profit
Being not-for-profit, we’re about giving more back to members (not payouts to shareholders).
We’re for care when you need it
As a private patient you can choose your doctor and avoid long public hospital waits (phew!).
We’re for the greater good
We give back to the education community through scholarships, sponsorships, research and more.
Loved by members. Awarded for excellence.
We always strive to give our members the best, so it was great to be recognised at the recent Roy Morgan Customer Satisfaction Awards. Teachers Health took top honours, scooping the award for both Private Health Insurer of the Year 2024 and Private Health Insurer of the Year 2024 (Not-for-Profit or Restricted).
^ As at 1/4/25 for Single, NSW, $500 excess, 24.288% Private Health Insurance (PHI) Rebate and no Lifetime Health Cover (LHC) loading. Price varies based on cover, state, PHI Rebate and LHC loading.
# Subject to the recommendation of a medical practitioner that this is needed to prevent or improve a specific health condition. See more info on programs and claiming.
* Eligibility criteria and conditions apply. Offer is available until 31 January 2026 to i) new members who join Teachers Health with Hospital & Extras cover, or with a combined cover, or with Extras cover only, and ii) current members of Teachers Health who upgrade their Extras Cover to a higher level of cover, or add Extras to their existing Hospital cover or Ambulance cover, and iii) a spouse or dependant who is added to an existing Teachers Health policy. Two- and six-month waiting periods are waived on Extras services only, after the first contribution payment has been received. Click here for additional terms and conditions.