Basic Extras

Basic Extras

Your Cover

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* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .

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Flexible Extras cover

Basic Extras gives you a flexible yearly limit on popular services like physio, remedial massage, and psychology. Plus, get additional limits for Healthy Lifestyle programs (think gym memberships), optical and dental.

Customise how you use your limits on things you need the most.

Basic Extras

Legend

More Information

Click on the service to learn more
Services
Benefit
Yearly Limits
Periodic oral examination (012) - limit of 2 services, per person/year
$20
Benefits
Yearly Limit
Yearly Limit

$400 per person
$800 per family

Removal of calculus (114) - limit of 2 services, per person/year
$35
Benefits
Yearly Limit
Yearly Limit

$400 per person
$800 per family

Topical application of remineralising agent (121) - limit of 2 services per year
$25
Benefits
Yearly Limit
Yearly Limit

$400 per person
$800 per family

Removal of tooth (311)
$50
Benefits
Yearly Limit
Yearly Limit

$400 per person
$800 per family

Filling: 3 surface adhesive restoration (533)
$61
Benefits
Yearly Limit
Yearly Limit

$400 per person
$800 per family

Services
Benefit
Yearly Limits
Frames
100%
Benefits
Yearly Limit
Yearly Limit

$150 per person
$300 per family

Single vision lens - pair
100%
Benefits
Yearly Limit
Yearly Limit

$150 per person
$300 per family

Bifocal lens - pair
100%
Benefits
Yearly Limit
Yearly Limit

$150 per person
$300 per family

Multifocal lens - pair
100%
Benefits
Yearly Limit
Yearly Limit

$150 per person
$300 per family

Contact lenses - pair
100%
Benefits
Yearly Limit
Yearly Limit

$150 per person
$300 per family

Services
Benefit
Yearly Limits
Physiotherapy – per visit
$30
Benefits
Yearly Limit
Yearly Limit

$500 per person
$1,000 per family

Physiotherapy – group therapy/class therapy
$15
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Chiropractic & Osteopathy – per visit
$30
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Exercise physiology – per visit
$30
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Exercise physiology – group therapy/class therapy
$15
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Psychology - consultation
$45
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
$30
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Natural therapies (Remedial massage, Acupuncture, Chinese herbal medicine consultations, Myotherapy)
$22
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Dietetics consultation
$22
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
$25
Benefits
Yearly Limit
Yearly Limit
Combined limit with Physiotherapy
Services
Benefit
Yearly Limits
100%
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

100%
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

100%
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

100%
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

National Healthy Eating Activity and Lifestyle (HEAL) program
100%
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

Flu vaccine
$30
Benefits
Yearly Limits
Yearly Limits

$150 per person
$300 per family

See more info on programs and claiming.

(Sub-limit of $30 per person / $60 per family sub-limit applies for flu vaccine. See more info on how to claim.)

Services
Benefit
Yearly Limits
Emergency ambulance transport (using State Government ambulance service)
100%
Benefits
Yearly Limits
Yearly Limits

$6,000 per person
$12,000 per family

Important info

Benefits and limits

For each service that’s included on your cover you’ll see a maximum benefit amount (dollars and/or a percentage) that you can get back.

There’s also an annual limit, which is the maximum you can claim in a calendar year. For some extras there are also sub-limits, the maximum you can claim per year for a specific sub-category of that service (like group physio on your physio limit).

Benefits and limits vary on each level of cover so take the time to think about which Extras you’re likely to use, and how often.

 

Waiting periods

To keep health insurance fair for everyone, you may need to wait for a while before you can claim.

This can happen if you:

  • are new to private health insurance
  • upgrade your cover to include things that weren’t covered before
  • upgrade your cover when you join from another health fund.

If you’re switching to Teachers Health from another fund, join us within 60 days to avoid re-serving any applicable waiting periods.

 

DIY dentistry

Please be aware you can claim for face-to-face dental consultations only. You can’t claim for home (DIY) dentistry – this includes teeth whitening kits, orthodontic aligners and occlusal splints. If unsure, contact us to find out whether a benefit is payable – we’re here to help.