Home & Contents Insurance

Teachers Health Fund has partnered with QBE, one of the world’s largest insurance and reinsurance groups, to provide our members with a comprehensive range of insurance products, including Home & Contents Insurance, with multi-policy discounts available*.

Home & Contents Insurance provides you with peace of mind that your property can be repaired or replaced (usually on a ‘new-for-old’ basis regardless of the item’s age) if it is damaged, destroyed, lost or stolen in certain circumstances, such as:

  • Accidental glass breakage
  • Collision
  • Damage by animals
  • Earthquake or tsunami
  • Explosion
  • Falling tree, branch or aerial
  • Fire
  • Lightning or thunderbolt
  • Riot
  • Storm, rain or flood
  • Theft
  • Vandalism and malicious damage
  • Water or other liquid

Home & Contents Insurance offers a range of features and benefits including discounts on your premium through:

  • Security discounts
  • Household no claim bonus
  • Multi-policy discount*
  • Your choice of excess
  • Seniors discount
  • Retirees discount

Home Cover Prestige protects you against power surges and accidental loss or damage to the home and contents at the insured address. It also provides extended cover for your contents when they are temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.

For more information, please refer to the Home Cover Prestige Product Disclosure Statement and Home & Contents Insurance Product Disclosure Statement available here.