Emergency Ambulance

Accidents and medical emergencies can happen at any time and if you needed an ambulance to treat you and take you to hospital, the last thing you'd want to worry about is the cost.

Medicare does not cover ambulance costs, so without the right insurance you would be expected to pay these fees yourself.

To put this in perspective, a simple 10km trip in NSW would cost around $390, while the same trip in Perth would cost about $916.

All our Hospital and Extras products include Emergency Ambulance cover, however if you don't want to take out Hospital or Extras cover you can purchase Emergency Ambulance cover as listed below:


Services Emergency Ambulance cover
Transport from the scene to a hospital Yes
Treatment at the scene by a qualified ambulance officer Yes
Air ambulance services* Yes
Transfers from a medical facility to a hospital and vice versa No
Transport from the hospital to home No
Transport to a hospital for routine management  of an ongoing illness No
Australia-wide coverage Yes
Waiting period 1 day

Contribution rates



with maximum rebate for under 65's


with 0% rebate

Single $2.25 $3.10
Couples, Families $4.50 $6.15


*Air Ambulance services administered by state-owned ambulance services are covered by Teachers Health Fund. Benefits will not be paid for services administered by non-state based ambulance services such as the Royal Flying Doctors Service, Care Flight Helicopter or Private Air Ambulance.

Queensland and Tasmanian residents are covered by State funded ambulance services.