Health insurance

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* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .

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Have more control over your care

From the unexpected to the everyday, we help look after you and your family with a range of Hospital and Extras options, and Emergency Ambulance too. Considering your life stage, budget and healthcare priorities will help you understand what’s right for you. Here are a few things to keep in mind.

Award-winning Hospital cover

Choose your doctor and hospital and skip the public system wait lists.

Award-winning Extras cover

Helps cover the cost of everyday healthcare, like dental and optical.

Combined cover

Entry-level hospital cover (Basic Plus) and commonly used Extras to help you manage your health.

Emergency Ambulance

Standalone Emergency Ambulance cover (if you're not taking out Hospital or Extras cover).

How health insurance works

If you find health insurance confusing, you're not alone! Understanding initiatives like the Australian Government Rebate, Medicare Levy Surcharge and Lifetime Health Cover can help you make informed choices.