Third Party Fire & Theft

Our Third Party Fire & Theft covers you for loss or damage to your vehicle caused by or arising from fire, theft and attempted theft. We also cover your legal liability as a result of damage caused to another person's property by your vehicle. 

Included benefits

These benefits are included as standard for Third Party, Fire & Theft cover as shown below. 

✔ = covered

Benefit Third party
fire & theft
Legal liability
Cover for damage to another person's property which was directly caused by:
  • your vehicle or a part of it or your trailer attached to it
  • goods falling from your vehicle or trailer attached to it, where you've taken reasonable measures to secure them
  • the loading or unloading of your vehicle or your trailer attached to it

up to $30 million
Lifetime repair guarantee
Authorised repairs are guaranteed for the life of the vehicle

limited to incidents caused by fire or theft
Choice of repairer
We can refer you to a QBE accredited repairer or you can nominate a repairer of your choice.

limited to incidents caused by fire or theft
Hire car following a theft
If your vehicle is stolen, we will reimburse you the reasonable daily cost of vehicle hire similar to your own:
  • from an approved hirer
  • until your vehicle is found (up to 14 days)
  • up to a maximum of $1000 or until your claim is paid (whichever comes first)
Re-delivery costs
Cover up to $500 of reasonable costs of re-delivery of your vehicle to your home if authorised repairs are over 100kms away.
Uninsured motorist benefit
Costs of repairs to your vehicle if your vehicle is damaged in a collision where the other driver can be identified, is uninsured and 100% at fault.

up to $5000

Are you looking for more cover? Have a look at our Comprehensive cover.

To find out more or to obtain a Motor Vehicle Insurance quote, call 1300 764 518


To compare all of our Motor Vehicle Insurance covers, click here.


Important documents

For more information, please refer to the Motor Vehicle Insurance Product Disclosure Statement (PDS) and policy booklet here.


Motor Vehicle Insurance is arranged by Teachers Federation Health Ltd ABN 86 097 030 414, trading as Teachers Health Fund. Insurance products are issued and managed by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545. Teachers Health Fund is an Authorised Representative of QBE, Authorised Representative No. 270604. Terms and Conditions apply. Cover limits are set out in the policy wording. When calculating your annual premium based upon the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. If you purchase a policy, Teachers Health Fund receive a commission which is a percentage of your premium – ask us for more details. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about your insurance needs, please refer to the Product Disclosure Statement available online here or by calling 1300 727 538.