Leadership Team

Teachers Health Group is how we represent our collective group under our Teachers Federation Health Limited entity, comprising Teachers Health, Nurses & Midwives Health, UniHealth, Teachers Union Health and Union Health along with our subsidiary businesses including Health Centres, Healthcare Services, Health Hub and Teachers Health Foundation.

Brad Joyce

Group Chief Executive Officer – Teachers Health Group

Brad joined Teachers Health as our Chief Executive Officer in May 2006 and is now the CEO of the Teachers Health Group, which includes Teachers Health, Nurses & Midwives Health, UniHealth, Teachers Union Health and Union Health. Under Brad’s leadership, Teachers Health Group has grown to be the largest industry-based profit-for-people health insurer in Australia, and the sixth largest overall.

Brad has extensive leadership, executive management, strategic and commercial expertise, gained from more than 25 years as CEO in the health insurance and health care industries as well as senior roles across several industry sectors.

Brad has played a leading role in shaping the future of the private health insurance sector through his past and present roles as a Director in various industry organisations, and currently holds the following positions:

• Director of Members Health Fund Alliance – an industry association that is active in the health insurance industry, shaping government policy and reform.
• Director of the Australian Health Service Alliance Ltd – a hospital and medical contracting company in the health insurance industry.
• Director of Private Healthcare Australia - the peak body for the private health insurance industry in Australia.
• Member of the International Federation of Health Plans’ Council of Management – the leading global executive network within the international health insurance industry.  

Brad is a Fellow of The Australian Institute of Company Directors, a Fellow of CPA Australia and holds a Bachelor of Commerce (Accounting Major) degree from the University of Newcastle.

Joseph Phung

Deputy CEO – Teachers Health Group

Joseph is responsible for supporting the CEO and driving Teachers Health Group’s strategic direction. He oversees day-to-day operations, ensures alignment across our brands (Teachers Health, Nurses & Midwives Health, UniHealth, Teachers Union Health and Union Health), and leads major projects focused on growth, innovation and member value.

Joseph collaborates closely with senior executives to deliver operational excellence and uphold our commitment to serving Australia’s education and healthcare communities.

Joseph was previously our Teachers Health Group Chief Financial Officer and has more than 18 years' experience in the health insurance industry, working in a range of statistical, financial and business analysis roles.

Sarah Morris

Chief Financial Officer – Teachers Health Group

Joining us in 2025, Sarah is responsible for overseeing Teachers Health Group’s financial strategy and performance. She brings together financial planning, compliance, investment, data and actuarial expertise to ensure robust governance and long-term sustainability for the group.

Sarah is a chartered accountant and chartered secretary who has held senior and executive positions across a range of industries and sectors, including ASX-listed entities and government-owned corporations.

Having been with Teachers Union Health since 2006, Sarah’s executive roles have included finance, data analytics and pricing, strategy, people and culture, ICT and claims integrity.

Sarah participates in a number of PHI forums and events, including chairing the Members Health CFO group. She is also a Director and Chair of the Risk Committee of WorkCover Qld.

Simone Tregeagle

Chief Customer Officer – Teachers Health Group

Simone has responsibility for all aspects of our Teachers Health Group member experience, including product design, marketing, sales and member service delivery. Simone and her team work together to ensure our members benefit from outstanding value health insurance and a seamless experience delivered with heart.

Simone has more than 30 years’ experience in the Australian private health insurance industry, with a particular focus on industry and member-owned health funds. She has led teams across all aspects of health fund operations including strategy, member services, operations, marketing, sales, claims and clinical services.

Rowena English

Chief Health Officer – Teachers Health Group

Rowena brings extensive experience in health service leadership, joining us in 2025 to guide the strategic direction and delivery of our health services. She oversees operations across our Health Centres, Health Hub and broader healthcare services, ensuring high-quality, sustainable care that supports better outcomes and stronger member engagement.

Rowena has extensive experience within the health sector, including as the Executive Manager for the Health Services business unit at Teachers Union Health since 2017, and formerly as Director Allied Health with Uniting Care Health.

Rowena’s area of expertise is health strategy, governance and business transformation – blending the ability to challenge and create highly efficient and effective operating models through workforce design, process improvement and digital innovation.

Anthony Dalby

Chief Information Officer – Teachers Health Group

As our Chief Information Officer, Anthony is responsible for delivering the strategy, security and management of technology services across the organisation.

Overseeing the Information Services department, Anthony and his team work as internal business consultants to support the entire organisation with projects aimed at improving our infrastructure, software, customer resource management and system support.

With more than 20 years’ experience working in private health insurance, Anthony has extensive experience ranging from start-ups to large corporate insurers. Anthony actively involves himself in industry-wide developments and participates frequently in industry forums.

Paul Abernethy

Chief Transformation Officer – Teachers Health Group

Paul joined Teachers Health Group in 2025 to shape and drive our strategic vision, with a strong focus on digital transformation and innovation. His leadership spans the development of AI, data, analytics and business support functions that work together to enable smarter decision-making, streamlined operations and a culture of continuous improvement across the organisation.

Paul is an experienced executive leader with over 20 years in senior and executive roles within the insurance industry. He has successfully led transformation and operational excellence initiatives across various functions including operations, customer experience, information technology, cybersecurity, property and organisational culture.

As Executive Manager Support Services at Teachers Union Health since 2017, Paul delivered a member-led digital strategy that seamlessly integrated every stage of the customer journey.

Bernadette Gates

Chief People Officer – Teachers Health Group

Joining us in 2021, Bernadette is responsible for every aspect of the employee lifecycle, including all areas of work, health and safety.

Bernadette oversees a team of specialists, analysts and business partners in the area of people, learning, development and culture.

With more than 25 years’ experience in Human Resources, Bernadette’s extensive knowledge has been gained in senior roles across financial services and banking, as well as the FMCG industry and international logistics, both in Australia and overseas.

Bernadette is passionate about member-based organisations and ensuring employees are well-equipped, developed and engaged to support the requirements of our members.

Penny Jones

General Counsel and Company Secretary – Teachers Health Group

Penny was appointed our General Counsel in 2012, following more than 30 years’ experience in general commercial law, corporate governance and mergers and acquisitions.

Penny acts as an internal consultant, providing advice on commercial and legal issues to support decision-making. She was also involved in the establishment of the Teachers Health Foundation.

Prior to joining us, Penny worked at Freehills (now Herbert Smith Freehills) in Sydney and Lovells (now Hogan Lovells International LLP) in London. As well as extensive legal experience in private practice, Penny has worked in corporate advisory firms and was General Counsel of an ASX-listed health IT company.

Greg McNeill

Chief Risk Officer – Teachers Health Group

Greg joined us in 2017. He is responsible for overseeing the ongoing development of an effective approach to managing risk – driven through our people – that creates value for the organisation and our members, and is supported by a strong risk culture.

Prior to moving into private health insurance, Greg had an extensive career in the general insurance industry, working for several large and well respected local and multinational general insurers.