Cover for Residential Landlords
Renting out your property? Safeguard your investment with coverage against vandalism, fire, theft, and more.
Loss of rent during repairs: If your building or contents are covered and your rental property is unliveable after a covered event, CGU will pay up to 12 months of lost rent1.
Furniture & furnishings: Cover for loss or damage to furniture, furnishings and carpet in your property2.
Theft & vandalism: Cover for stolen items and damage to or from theft and vandalism, including stolen keys3.
Flood, storm & storm surge: Cover for loss or damage to your home and items caused by flood, rainwater run-off, storm, storm surge and tsunami4.
Fire: Cover for loss and damage caused by fire (including bushfire).
Damage from leaks: Cover for loss or damage to your property caused by liquid leaks5 like from a burst pipe or broken heater.
Here for you 24/7
Unfortunate events are often also unexpected. That’s why you can call 13 24 80 at any time to make a claim.
Make a claim: 13 24 80
Still have questions?
Need to chat with a human? Call us on 13 22 94 between 8am and 8pm.
Call us: 13 22 94What you need to know
1CGU cover either the weekly rent listed on your Certificate of Insurance, or the weekly rent in your rental agreement, whichever is less. A valid rental agreement is required.
2Under a Landlord ‘Contents’ policy, your furniture and furnishings are covered up to the contents insured amount. Under a Landlord ‘Building’ policy, if your property isn’t under a strata or similar scheme your furniture and furnishings are covered to up to 10% of the buildings insured amount.
3If theft or vandalism by tenant, CGU will deduct from your claim four times the weekly rent amount shown on your rental agreement, in addition to the standard excess. A valid rental agreement is required. No excess is payable for a claim made only under the ‘Replacement of keys and locks’ additional benefit.
4CGU don’t cover actions of the sea, such as tides and waves.
5CGU doesn’t cover damage caused by water leaking or escaping from a shower recess or shower base. CGU doesn't cover loss from erosion or other earth movements. CGU doesn't cover the costs to repair or replace the item that the liquid leaked or escaped from.
Excesses may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations.
Teachers Federation Health Limited ABN 86 097 030 414 (TFHL) is authorised to deal in general insurance products on behalf of the insurer, Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand (CGU). If you take out an insurance product on or before 28 June 2025 with CGU, it will pay TFHL a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to TFHL are included as part of your premium. If you take out an insurance policy on or after 29 June 2025 TFHL receives no commission. When making decisions about insurance, consider the relevant Product Disclosure Statement and Target Market Determinations. If you have a complaint, you can contact 132 294 or visit the CGU website for information about our complaint resolution process.