Private health insurance exclusively for the education community and their families.

Teachers Health Fund is the private health insurance fund exclusively for the education community and their families.

Created by teachers, Teachers Health Fund has been proudly serving educators since 1954. With over 115,000 members and covering over 240,000 lives, Teachers Health Fund is now the largest industry-based health fund and the seventh largest of all the health funds in Australia.

As a member-focused organisation, Teachers Health Fund is committed to providing great value health insurance to its members through lower costs and generous benefits.

Teachers Health Fund has a range of products to suit individual needs, offering you peace of mind, whatever stage of life you’re at.

Join NowX

Membership Type

You

Tell us a little about yourself to get started:

Tell us a little about yourself and your partner to get started:

Tell us a little about yourself, your partner and family to get started:

Tell us a little about yourself and your family to get started:

Your Cover

Select your desired level of cover:

or

Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

For individuals earning between $88,001 - $102,000.
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. The rebate levels are applicable from 1 April 2015:

Singles
Families
≤$90,000
≤$180,000
$90,001-105,000
$180,001-210,000
$105,001-140,000
$210,001-280,000
≥$140,001
≥$280,001
Rebate
Base Tier Tier 1 Tier 2 Tier 3
< Age 6527.820%18.547%9.273%0%
Age 65-6932.457%23.184%13.910%0%
Age 70+37.094%27.820%18.547%0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm