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Help me choose

Choose the cover that's right for you

Teachers Health Fund offers a range of hospital and extras packages designed to meet your needs throughout different times of your life.  We offer you a choice of four hospital products and two extras (general benefits) products, which you can mix and match, as well as our combined hospital and extras packages.
 

 Choose a Hospital Cover  and / or choose an Extras Cover  Combined Hospital & Extras Cover

Top Hospital

Our Premier hospital product provides the ultimate in protection and choice.  Access a broad network of agreement private hospitals with no excess payments.....More

Top Extras        

Our Most popular extras cover provides excellent cover for day-to-day services including major dental, physiotherapy, optical, natural therapies and much more.....More

StarterPak        

A basic hospital and extras package for young people. Aimed at those who want basic cover for the most common services used by young people, but do not wish to pay for certain services such as pregnancy and birth related services.....More

 

Private Hospital Saver

Provides the same high benefits as Top Hospital, but to keep premiums lower you share a hospital room and pay a $300 excess.....More

Essential Extras

Basic extras cover for a range of services including general dental, physiotherapy, optical, natural therapies and more.  Many benefits are lower compared to Top Extras.....More

 

CoreElect

CoreElect is a great cover option if you are young and healthy, but want cover for more than just the basics. It provides intermediate cover for a range of Hospital and Extras Services.....More

 Private Hospital Smart Saver

Provides the same high benefits as Top Hospital, but to keep premiums even lower you share a hospital room and pay a $500 excess.....More

 

Ambulance

Cover for medical ambulance transport.  Please be aware that all hospital products, Essential Extras and StarterPak also include ambulance cover.....More

 

 Public Hospital

Public Hospital cover is a cost-effective way to access private patient treatment, with your choice of doctor or specialist, in a public hospital.   Medicare alone does not provide that option.....More

 

   
   

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