Private Health Insurance Code of Conduct

  The Private Health Insurance Code of Conduct (the Code) is a voluntary industry Code that aims to enhance the standards of practice and service in the private health insurance industry.

As a signatory to the Code, we undertake to do a number of things that will benefit you as a customer. These include:

• Working towards improving the standards of practice and service within Teachers Health Fund and in the private health insurance industry generally;
• Providing information to you in plain language;
• Promoting better informed decisions about our products and services;
• Letting you know about our process for resolving any concerns that you may have.
• Ensuring that all information between our members and Teachers Health Fund is protected in accordance with our Information Handling policy.

Teachers Health Fund proudly supports the Code and we are committed to continually reviewing our operations to ensure compliance.

Click here if you would like to download a copy of the Code or the Consumer Information Brochure.

Detrimental changes to policies

There is a distinction in the code between significant detrimental changes to policies and detrimental changes and in the action funds are required to take with their members when such changes occur.

"Cooling Off" period

The health fund must have a written policy of returning premiums to you in full if a policy is cancelled within 30 days from the commencement date of the policy if you have not made a claim on the fund.